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April 23, 2025

What to Do After a Fire: Step 1–2 – Prioritize Safety and Start Your Claim

When a fire strikes, it can feel like your world has been turned upside down. The first 24–48 hours are critical. Here’s where to begin:

✅ Step 1: Ensure Safety First

Your safety is the priority.

  • Don’t re-enter your home until the fire department gives the all-clear.
  • Be cautious of structural damage, hot spots, and toxic residue.
  • When in doubt, wait for professionals to assess the area.

✅ Step 2: Contact Your Insurance Company

Act fast to initiate the claim process:

  • Call your insurance provider immediately.
  • Take photos or videos of the damage (only if safe to do so).
  • Save receipts for hotel stays, clothing, and food—these may be reimbursed.

🛑 Remember: The damage may be more than what’s visible. Don’t try to clean or repair anything yourself yet. Day 2 will explain what to do next.


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